Legal

Privacy Policy

Last Updated: March 10, 2026

VINDEX REGISTRY™ (“VINDEX,” “we,” “us,” or “our”) operates as an Automotive Condition Credit Bureau providing vehicle condition intelligence, evidence-based scoring, and longitudinal condition data infrastructure. This Privacy Policy describes how we collect, use, disclose, and protect information when you access or use our website at VINDEXregistry.com, our applications, portals, APIs, and related services (collectively, the “Services”).

By accessing or using the Services, you acknowledge that you have read and understood this Privacy Policy. If you do not agree with our practices, you should discontinue use of the Services.

1.Information We Collect

1.1 Information You Provide Directly

We collect information that you voluntarily submit to us through the Services, including when you create an account, request an inspection, submit a vehicle for assessment, complete forms, or communicate with us. This may include:

1.2 Information Collected Automatically

When you access or use the Services, we automatically collect certain technical and usage information, including:

1.3 Information from Third-Party Sources

We may receive information about you or your vehicles from third-party sources, including:

2.How We Use Information

We use the information we collect for the following purposes:

3.Condition Intelligence & Scoring Disclaimer

IMPORTANT: VINDEX REGISTRY provides vehicle condition intelligence and evidence-based condition scoring. Our TACIS™ scores, sub-indices (MII™, SAI™, OCI™), classification bands, and related outputs assess the physical condition of vehicles — not the creditworthiness, financial standing, character, or reputation of any individual person.

VINDEX REGISTRY is not a “consumer reporting agency” as defined under the Fair Credit Reporting Act (15 U.S.C. § 1681 et seq.) (“FCRA”). Our Services do not constitute “consumer reports” under the FCRA, and our data outputs are not intended to be used as a factor in determining any individual’s eligibility for credit, insurance, employment, or any other purpose regulated under the FCRA.

Our condition intelligence products evaluate automotive assets using deterministic, evidence-based methodologies. Any reference to “credit bureau” or “bureau” in our branding describes our role as a centralized registry of vehicle condition data — analogous to a data bureau for automotive condition records — and does not imply regulation under or compliance obligations arising from consumer credit reporting statutes.

4.Sharing & Disclosure

We do not sell your personal information. We may share information in the following circumstances:

5.Cookies & Tracking Technologies

We use cookies and similar technologies to operate and improve the Services. These include:

You may manage cookie preferences through your browser settings. Note that disabling certain cookies may limit your ability to use some features of the Services. For additional detail, please refer to our Cookie Notice.

6.Data Retention

We retain personal information for as long as reasonably necessary to fulfill the purposes described in this Privacy Policy, unless a longer retention period is required or permitted by law. Retention periods are determined based on:

Vehicle condition data, inspection records, and TACIS™ scores are retained as part of the longitudinal condition registry and may be maintained indefinitely in aggregated or de-identified form for the purpose of condition trend analysis, benchmarking, and registry integrity.

7.Data Security

We implement commercially reasonable administrative, technical, and physical safeguards designed to protect information against unauthorized access, alteration, disclosure, or destruction. These measures include:

No method of transmission or storage is completely secure. While we strive to protect your information, we cannot guarantee absolute security. You are responsible for maintaining the confidentiality of your account credentials and for any activity that occurs under your account.

8.Your Rights & Choices

Depending on your jurisdiction, you may have certain rights with respect to your personal information, including:

To exercise any of these rights, please contact us at privacy@vindexregistry.com. We will verify your identity before processing your request and respond within the timeframe required by applicable law.

9.U.S. State Privacy Disclosures

The following disclosures supplement this Privacy Policy and apply to residents of states with comprehensive consumer privacy legislation. These disclosures are provided in compliance with applicable state law requirements.

9.1 California (CCPA/CPRA)

If you are a California resident, you have additional rights under the California Consumer Privacy Act, as amended by the California Privacy Rights Act (“CCPA/CPRA”). These include the right to know what personal information we collect, the right to delete personal information, the right to correct inaccurate information, and the right to opt out of the sale or sharing of personal information. We do not sell personal information as defined under the CCPA/CPRA. To submit a request, contact privacy@vindexregistry.com.

Categories of personal information collected in the preceding twelve (12) months include: identifiers, commercial information, internet or electronic network activity information, geolocation data, and professional or employment-related information.

9.2 Colorado (CPA)

Colorado residents have the right to access, correct, delete, and obtain a portable copy of their personal data, as well as the right to opt out of targeted advertising, the sale of personal data, and profiling in furtherance of decisions that produce legal or similarly significant effects. To exercise these rights, contact us at the address provided in Section 13.

9.3 Connecticut (CTDPA)

Connecticut residents may exercise their rights to access, correct, delete, and obtain a copy of their personal data in a portable format. Connecticut residents also have the right to opt out of the processing of personal data for targeted advertising, the sale of personal data, and profiling. You may appeal our decision regarding a privacy request by contacting us directly.

9.4 Utah (UCPA)

Utah residents have the right to access and delete their personal data and to opt out of the sale of personal data and targeted advertising. Requests may be submitted to the contact information provided in Section 13.

9.5 Virginia (VCDPA)

Virginia residents may access, correct, delete, and obtain a portable copy of their personal data. Virginia residents also have the right to opt out of the processing of personal data for targeted advertising, the sale of personal data, and profiling. You may appeal our decision regarding a privacy request by contacting us at privacy@vindexregistry.com.

10.International Data Considerations

The Services are operated from the United States. If you access the Services from outside the United States, you acknowledge that your information may be transferred to, stored in, and processed in the United States, where data protection laws may differ from those in your jurisdiction. By using the Services, you consent to such transfer, storage, and processing.

11.Children’s Privacy

The Services are not directed to individuals under the age of sixteen (16). We do not knowingly collect personal information from children under 16. If we become aware that we have inadvertently collected personal information from a child under 16, we will take commercially reasonable steps to delete such information promptly. If you believe that a child under 16 has provided personal information to us, please contact us at privacy@vindexregistry.com.

12.Policy Updates

We may update this Privacy Policy from time to time to reflect changes in our practices, technologies, legal requirements, or other factors. When we make material changes, we will update the “Last Updated” date at the top of this page and, where required by applicable law, provide additional notice (such as a prominent notice on the Services or an email notification). We encourage you to review this Privacy Policy periodically. Your continued use of the Services after any changes constitutes your acceptance of the updated Privacy Policy.

13.Contact Us

If you have questions, concerns, or requests regarding this Privacy Policy or our data practices, please contact us:

VINDEX REGISTRY

Automotive Condition Credit Bureau

Privacy Inquiries: privacy@vindexregistry.com

General Inquiries: contact@vindexregistry.com

VINDEX REGISTRY™

Automotive Condition Credit Bureau

© 2026 VINDEX REGISTRY™. All rights reserved. This document is provided for informational purposes and does not constitute legal advice.